4th Phase Food Security Allowance Distribution Formats in Excel

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This is how to apply for Micro, Small and Medium Enterprises

Eligibility letter and in-principle approval is now available in 59 minutes when applying for a loan using the MSME psbloansin59minutes platform.  Apart from this they can also make their choice in the bank.  Loans are available within 7-8 days after receiving the approval letter.  Prime Minister Narendra Modi launched the psbloansin59minutes portal in 2018.  Within 4 months of launch, a loan of Rs 35000 crore was approved in principle with the help of this portal.  As of March 31, 2019, 50706 applications have received in-principle approval in the psbloansin59minutes portal.  The initiative reimagines and simplifies the overall process of fund raising and has been designed to ease access of credit to Individuals and MSMEs.  This is a unique platform that ensures seamless In-principle loan approval.

The initiative aims at automation and digitization of various processes of Business Loan (Term Loan, Working Capital Loan and Mudra Loan) and Retail Loans (Personal Loan, Home Loan and Auto Loan) in such a way that a borrower gets an In-principle approval  letter in less than 59 minutes.  The borrower has been given the flexibility to choose lender.

Business Loan In-principle approvals, with / without collateral, are currently provided for value from INR 1 Lac to INR 5 Crore.  The Rate of Interest starts from 8.5% onwards.  The Platform is integrated with CGTMSE to check eligibility of borrowers.Mudra Loan In-principle approvals are currently provided for value from INR 10,000 to INR 10 Lacs.

Personal Loan In-principle approvals are currently provided for value up to INR 20 Lacs, Home Loan In-principle approvals are currently provided for value up to INR 10 Crores and Auto Loan In-principle approvals are currently provided for value up to INR 1 Crore  .

4th Phase Food Security Allowance Distribution Formats in Excel