EMI Calculator works as great Financial Planner and very useful Loan Calculator
EMI Calculator works as great Financial Planner and very useful Loan Calculator
EMI Calculator is a simple loan calculation tool that helps the user to quickly calculate EMI and view payment schedules. Use this app to calculate your EMI (Equated Monthly Installment), plan your loan repayment in an effective way.
This app is the advanced Financial Tool that is useful for day-to-day life with all useful features and keeps up to date with the latest news.
MAIN FEATURES:
● EMI Calculator is a special kind of calculator that calculates your Loan amount and monthly payment.
● This app allows you to calculate the following values by inputting all the other values:
– EMI Amount
– Loan Amount
– Interest Rate
– Period (In Months and Years)
● The easy option is available to compare between two loans.
● Representation of payment is split up in the table form.
● Graphical representation of complete tenure of Loan.
● Calculate EMI on a monthly basis.
● Generate statistics charts instantly.
● Statistics show Principal Amount, Interest rate, and remaining balance per month.
● Share computed PDF with anyone for EMI & loan planning.
● Easy GST Calculator option provides the option to find taxes to be paid by adding or removing GST amount.
● Get up to date with the latest Finance and Money related news.
● Find nearby Banks, ATMs, and Finance places around your location.
● Currency Converter feature provides 168+ currencies, live exchange rates & offline mode.
● Live currency rates provided
● Easy option to change the language of the app from settings.
USAGES:
● Loan Calculator
● GST Calculator
● SIP Calculator
● Currency Converter
● Compare Loans
● EMI Statistics
● Finance Calculator & Statistics
● Nearby Bank & ATM Finder
● Financial News
NOTES:
● This app is just a financial tool and not any loan provider or connection with any NBFC or any finance services.
● This app is working as a financial calculator app and not giving any lending services
EMI Calculator works as great Financial Planner and very useful Loan Calculator
If you are going to be a loan guarantor, know these things first
લોનના ગેરેન્ટર બનવા જઇ રહ્યાં છો તો પહેલા આ બાબતો જાણી લો
Often the common man needs a loan to meet his needs. In this case, the first thing that comes to mind is personal loan. Nowadays it is very easy to get a personal loan, for which you have to meet the criteria of the bank or that financing lending partner, in which your income, credit score and location (where you live or proof of address) are important.
If you do not meet these bank criteria, the bank will give you an option to ask for one or two guarantors. A small loan does not require a guarantor, but often you need a guarantor for a more personal loan, car loan or home loan.
However, you should know that if you also want to be or become a guarantor of someone, you may have to go through a lot of big problems. In simple terms, a guarantor means that you guarantee the borrower that he will repay the loan on time, but often this does not happen, then the guarantor is responsible for repaying the loan. So, understand every aspect of it well so that you don’t get in trouble somewhere.
In general, in the case of a loan, there are two types of guarantors. The first guarantor is a non-financial guarantor and the second is a financial guarantor. In the first case, if you are the guarantor, your only responsibility is to provide the information to that person. At the same time, in other cases, if the borrower does not pay the money, the amount may be recovered from you. For this, the bank can resort to various tricks to put pressure on you to deposit money.
What to keep in mind
If you are planning to become a guarantor of someone, you should know well whether he is able to repay the loan or not. It is also important for you to know whether he has taken out a loan or not. If a loan is taken, does it pay off on time? But it should not be the case that a new loan increases the burden of EMI (Easy Monthly Installment) on it and its EMI bounces. Apart from this one thing to be noticed in case of becoming a guarantor is that sometimes you get a loan or credit card from someone as an addon, but he does not pay on time or becomes a defaulter. Your credit score can deteriorate, making you less likely to get a loan in the future. In such a case, before becoming a guarantor, keep these things in mind.
લોનના ગેરેન્ટર બનવા જઇ રહ્યાં છો તો પહેલા આ બાબતો જાણી લો
Do this to avoid ATM, DEBIT, CREDIT card or e-payment fraud
ઓનલાઇન ટ્રાન્જેક્શન અત્યારે સામાન્ય થઈ ગયા છે. નાના પાન મસાલાના ગલ્લા પર પણ હવે ઇ પેમેન્ટ સિસ્ટમ આવી ગઈ છે. ત્યારે તેનાથી છેતરાવાના ચાન્સ પણ ઘણા વધી ગયા છે.. જુદી જુદી તરકીબો અપનાવીને લોકો છેતરી રહ્યા છે
ATM કાર્ડનો ઉપયોગ કરતા હોઈએ કે ડેબિટ કાર્ડ, ક્રેડિટ
ATM કાર્ડનો ઉપયોગ કરતા હોઈએ કે ડેબિટ કાર્ડ, ક્રેડિટ કાર્ડનો યુઝ કરતા હોઈએ ત્યારે ચાલાક રહેવું જોઈએ . જેથી છેતરાવાના ભોગ ના બની જવાય.
તેનાથી બચવાના કેટલાક ઉપાયો અહીં વીડિયોમાં સૂચવવામાં આવ્યા છે.. જે જાણી લેવાથી કદાચ તમે લાખો રૂપિયાના નુકસાન થવાથી બચી શકો છો.